Become a Certified National Property & Mortgage Field Inspector
The industry-standard benchmark for professional reporting, occupancy verification, and technical excellence in mortgage field services.
Learn the Business. Pass the Exam. Get to Work.
Instant access to all 8 modules, quizzes, and the final certification exam. Learn at your own pace and earn your NPMFI Certification.
8 Training Modules
Covers every inspection type in the industry. Occupancy checks, first time vacants, interiors, insurance loss, and disaster inspections. Each module ends with a quiz so you know you're ready.
Be Your Own Boss
Learn how to operate as an independent contractor, build your client list, manage your expenses, and turn a volume-based inspection business into reliable income.
Industry-Recognized Certification
Earn the NPMFI Certified Field Inspector credential and stand out to regional companies looking for trained, professional inspectors they can trust with their accounts.
About the course
This course was built for people who want to break into the mortgage field inspection industry the right way — trained, prepared, and professional from day one. You'll learn the federal regulations that authorize your work, the legal boundaries that protect you and the homeowner, and the exact procedures for every inspection type you'll encounter in the field. From basic occupancy checks that take 5 minutes to insurance loss inspections that require appointments, scopes of work, and percentage calculations — it's all here. The course is broken into 8 modules with quizzes after each one, followed by a 30-question final certification exam. You'll learn how work orders flow from the bank to your phone, what photos every client expects, how to handle confrontational homeowners, what to do on bankruptcy orders, how to verify utilities on vacant properties, and how to position yourself for high-volume disaster deployments. Whether you're looking for a flexible side business or a full-time career, this certification gives you the knowledge and credibility to start getting work.
Curriculum
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1
Module 1: The Mortgage Field Services Industry
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Overview: The Mortgage Field Services Industry
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Lesson 1.1: What Is Mortgage Field Services?
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Lesson 1.2: The Players
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Lesson 1.3: Inspections vs. Property Preservation
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Lesson 1.4: How Work Gets to You
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Lesson 1.5: You Are an Independent Contractor
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Quiz 1: The Mortgage Field Services Industry (80% to Pass)
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2
Module 2: Your Legal Authority to Inspect
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Overview: Your Legal Authority to Inspect
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Lesson 2.1: The Code of Federal Regulations
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Lesson 2.2: The Fair Debt Collection Practices Act (FDCPA)
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Lesson 2.3: Words You Must Never Say
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Lesson 2.4: No Trespassing Signs
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Lesson 2.5: Mailbox Law
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Quiz 2: Your Legal Authority to Inspect (80% to Pass)
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3
Module 3: Your Tools, Technology & Work Orders
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Overview: Your Tools, Technology & Work Orders
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Lesson 3.1: Essential Equipment
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Lesson 3.2: Inspection Apps
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Lesson 3.3: Anatomy of a Work Order
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Lesson 3.4: Submitting Your Inspections
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Lesson 3.5: Follow-Ups and Do-Overs
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Quiz 3: Your Tools, Technology & Work Orders (80% to Pass)
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4
Module 4: The Occupancy Check Inspection
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Overview: The Occupancy Check Inspection
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Lesson 4.1: Safety & Best Practices
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Lesson 4.2: Photo Rules That Apply to Every Inspection
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Lesson 4.3: What Is an Occupancy Check?
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Lesson 4.4: Signs of Occupancy
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Lesson 4.5: The Core Photos for Occupied Properties
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Lesson 4.6: Door Knock & Door Card Inspections
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Lesson 4.7: No-Contact & Bankruptcy Orders
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Lesson 4.8: Talking to Neighbors
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Lesson 4.9: Gated Communities, Rural Gates & Seasonal Properties
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Quiz 4: The Occupancy Check Inspection (80% to Pass)
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5
Module 5: The First Time Vacant Inspection
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Overview: The First Time Vacant Inspection
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Lesson 5.1: What Is an FTV and How to Spot One
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Lesson 5.2: Required Photos & Vacancy Postings
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Lesson 5.3: Utility Meter Verification
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Quiz 5: The First Time Vacant Inspection (80% to Pass)
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6
Module 6: The Interior Inspection
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Overview: The Interior Inspection
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Lesson 6.1: What Is an Interior Inspection
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Lesson 6.2: Gaining Entry
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Lesson 6.3: Photo Requirements
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Lesson 6.4: Mold, Water Damage & Hazards
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Lesson 6.5: Do's and Don'ts of an Interior
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Quiz 6: The Interior Inspection (80% to Pass)
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7
Module 7: The Insurance Loss Inspection
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Overview: The Insurance Loss Inspection
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Lesson 7.1: What is an Insurance Loss Inspection
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Lesson 7.2: Setting the Appointment and Documenting Call Attempts
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Lesson 7.3: The Scope of Work
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Lesson 7.4: Photographing Repairs and Calculating Completion
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Lesson 7.5: The Homeowner’s Signature & Special Rules
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Lesson 7.6: Spotting Insurance Fraud
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Quiz 7: The Insurance Loss Inspection (80% to Pass)
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8
Module 8: The Disaster Inspection
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Overview: The Disaster Inspection
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Lesson 8.1: What Is a Disaster Inspection
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Lesson 8.2: The Opportunity
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Quiz 8: The Disaster Inspection (80% to Pass)
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9
Final NPMFI Certification Exam
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Exam Instructions
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Final Exam (80% to Pass)
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10
What Happens Next
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What Happens Next
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Trained, Certified, and Working
From first-timers to gig workers, here's how the NPMFI certification made a difference.
I was looking for something I could do on the side without a huge upfront investment. This course laid everything out including the legal stuff, the photo requirements, the apps, all of it. I signed up with two regional companies the week after I finished and started running routes on my days off.
Dallas, TX
I was doing InstaCart and DoorDash work but had gaps in my schedule. The NPMFI gave me the technical blueprint to add inspections to my routes seamlessly. It turned my empty driving time into a revenue stream.
Independent Field Contractor, Orlando, FL
I had no idea this industry even existed until a friend mentioned it. The course breaks everything down in plain English like what to say, what not to say, what photos to take, how to get paid. I felt confident on my very first route.
Certified Field Inspector, Louisville, KY
Before this course I didn't even know what an FTV was or that I needed a volt stick. Now I show up to every property knowing exactly what photos to take, what to say if someone confronts me, and how to submit a clean report that doesn't come back as a follow-up.
Charlotte, NC
Get Trained. Get Certified. Get to Work.
Everything you need to know before your first inspection is inside this certification. Finish the training, pass the exam, and start signing up with regional companies.